You've booked your flight, made reservations at the hotel, got man to bring in the mail and watch the dogs, what about the voyage insurance? I know what you're thinking, "I'm only going for two weeks", "I'll be fine I'm in great shape", "other habitancy get sick on vacation, not me", but what if you're wrong?
Thailand is known for being a business transaction for westerners. Cheap clothes, food, hotels, entertainment, even the hospitals and clinics are cheap compared to the west and with some of the best doctors in the world. Contrary to what some habitancy may believe Thailand has excellent health care. Even though Thailand is cheaper than the west in practically every class if you wind up in the hospital for a week or two it's still going to cost you and it will be more than you bargained for.
Thailand Hotel
If you need some stitches or you pick up a bad case of pink eye then a clinic can patch you up literally and the cost will be minimal...around 700 Baht - 1200 Baht (-) and thats together with all the rehabilitation you'll need to take for anyone distance of time. But if you have seriously problems and are admitted to a hospital then the bills start to rack up. Hospital room, medicine, diagnostics, and so on. Then you could be looking at 30,000 baht and up...you do the math.
Whereas voyage assurance won't be much help for the minor ailments it will literally be worth the cost if something major comes up. On average for a two week trip most voyage assurance will cost you - which isn't much in the grand task of things. That estimate will usually cover major medical, flights to your home country if it's decided thats the best place for you, and most even have an added bonus that if you're hospitalized for a week or longer they will have a family member flown to you.
Thailand Hotel
Travel assurance can also cover trip cancellations, lost luggage, and a convert in voyage plans depending on what options you choose. You may not have a great vacation if you get sick but if you have to pay for it out of pocket as well then it's sure to be a memorable trip and not for the right reasons.
I'm writing this because I came down with acute tonsillitis on my first trip to Thailand. Luckily a few trips to the clinic got me back into shape but it could have been bad and I wouldn't have been covered as I didn't even think about insurance.
The flight to Thailand is a long one if you live in the states (17 hours non stop from Jfk International) Which will have you nice and dehydrated if you don't drink a lot of water. The temperature in Thailand is Hot which can and will dry you added if you don't take care. Foreign food, foreign microbes, burning the candle at both ends, endless sight seeing, and a host of other things can and will come back to haunt you if you don't take care. Even if you do take care to forestall sickness there is all the time the unexpected and in Thailand that could be anyone from an over amorous elephant, a motorcycle taxi running you over and a host of other things just waiting for you colse to the next corner.
You may have great assurance in your home country but in most cases they won't cover you overseas.
Find a good voyage assurance and buy it for your trip no matter where you're going or for how long!
Thailand travel guarnatee
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